Key Features Of Our Physical Damage Coverage

• Collision Coverage: Protection for your vehicle in the event of a collision with another vehicle or object, regardless of fault. This coverage helps cover the cost of repairs or replacement of your vehicle.

• Comprehensive Coverage: Coverage for damage to your vehicle caused by non-collision incidents, such as theft, vandalism, fire, hail, windstorm, falling objects, and other covered perils.

• Specified Perils Coverage: Option to select specific perils to be covered under your policy, providing customizable protection based on your individual needs and preferences.

• Deductible Options: Flexible deductible options to choose from, allowing you to balance your coverage and out-of-pocket costs according to your budget and risk tolerance.

• Coverage for Attached Equipment: Optional coverage for permanently attached equipment, such as lifts, cranes, toolboxes, and other specialized equipment installed on your commercial vehicles.

• Towing and Roadside Assistance: Optional coverage for towing and roadside assistance services to provide assistance in the event of a breakdown, flat tire, dead battery, or other roadside emergencies.

• Rental Reimbursement: Optional coverage for rental reimbursement expenses incurred while your vehicle is undergoing repairs due to a covered loss, helping you maintain business continuity and minimize disruptions.

• Gap Insurance: Optional coverage to bridge the gap between the actual cash value of your vehicle and the amount owed on your lease or loan in the event of a total loss, ensuring that you’re not left with out-of-pocket expenses.