Non-Trucking Liability Insurance: Protecting Independent Truckers When Off-Duty
At LMD Insurance Group, we understand that independent truckers face unique risks both on and off the road. That’s why we offer comprehensive Non-Trucking Liability Insurance tailored specifically to protect truckers during non-business use of their vehicles. Whether you’re taking a break between hauls or using your truck for personal errands, our insurance solutions provide peace of mind and financial security.
Why Non-Trucking Liability Insurance Matters
Non-Trucking Liability Insurance, also known as bobtail insurance, provides coverage for independent truckers when they’re driving their trucks for non-business purposes, such as commuting to and from home, running personal errands, or using the truck for recreational purposes. While primary liability insurance typically covers truckers while they’re under dispatch or on the job, it may not provide coverage during off-duty use. Non-Trucking Liability Insurance fills this gap, ensuring that truckers are protected against liability claims even when they’re not actively working.
Key Features Of Our Non-Trucking Liability Insurance
Coverage for Non-Business Use:
Protection for liability claims that occur when you’re driving your truck for personal use, such as commuting, running errands, or using the truck for recreational purposes.
Third-Party Liability Coverage:
Coverage for bodily injury and property damage claims brought against you by third parties as a result of an accident while you’re driving your truck off-duty.
Legal Defense Costs:
Coverage for legal defense costs and expenses in the event of a liability lawsuit arising from an off-duty accident, including attorney fees, court costs, and settlement or judgment amounts.
Flexible Coverage Options:
Customizable coverage options and limits to suit your individual needs and budget, allowing you to tailor your insurance policy to provide the level of protection that’s right for you.
Affordable Premiums:
Competitive rates and flexible payment options to ensure that non-trucking liability insurance remains affordable and accessible to independent truckers of all sizes and specialties.
Responsive Claims Handling:
In the event of an accident or liability claim, our dedicated claims team provides prompt and efficient service to help you navigate the claims process and get back on the road as quickly as possible.
Industry Expertise:
With years of experience serving the insurance needs of truckers and transportation professionals, we have the knowledge and expertise to understand the unique risks and challenges you face.
Personalized Service:
Our team of insurance experts works closely with you to assess your needs, answer your questions, and find the right coverage solutions for your specific situation.
Peace of Mind:
With Non-Trucking Liability Insurance from LMD Insurance Group, you can have peace of mind knowing that you’re protected against liability claims even when you’re off-duty.
Trusted Partner:
We’re committed to building long-term relationships with our clients based on trust, integrity, and exceptional service. You can count on us to be there for you when you need us most.
Don’t leave your off-duty driving unprotected. Contact us today to learn more about our Non-Trucking Liability Insurance options and get a customized insurance quote tailored to your needs. Let us help you safeguard your livelihood and protect your financial security on and off the road.
Get in touch with our professionals and guarantee your coverage today!
Follow us
Contact us
Phone:
(301) 889-9106
Email:
Hours:
Mon - Fri : 09:00 - 17:00
Address:
9841 WASHINGTONIAN BLVD SUITE 200-1010 GAITHERSBURG MD 20878
© Copyright 2024 | Lmd Insurance Group llc | All rights reserved.